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Mortgage Brokers Coleraine

Mortgage Brokers in Northern Ireland

Mortgage Brokers Coleraine

Last Updated: 18th August 2025

Are you looking for experienced and reliable mortgage brokers in Coleraine? At AIMS-NI, we’ve been proudly serving homeowners, first-time buyers, landlords, and families across the Causeway Coast since 2003.

With more than 20 years of expertise and a reputation as Northern Ireland’s leading independent, whole-of-market mortgage brokerage, we’ve guided thousands of clients through every stage of their mortgage journey. Our mission is simple: to take the stress out of securing a mortgage while ensuring you get the best possible deal.

Whether you’re buying your first home in Coleraine, remortgaging in Portrush, or investing in property in Ballymoney, our advisers provide clear, personalised advice you can trust. With AIMS-NI, you’ll always have a dedicated local adviser by your side from start to finish.

Why Choose AIMS-NI in Coleraine?

Choosing the right mortgage is one of the biggest financial decisions you’ll make — and it pays to have experts on your side. Here’s why so many people in Coleraine trust AIMS-NI:

Whole-of-Market Access – we’re not tied to a single bank or lender. Instead, we compare over 5,000 mortgage products from 20+ lenders across the UK.

Independent, Award-Winning Advice – as FCA-regulated brokers, you can trust that our advice is impartial and tailored to your needs.

Local Knowledge – with advisers covering Coleraine, Portstewart, Portrush, Ballymoney, Limavady, and beyond, we understand the local property market.

Support for Every Situation – from first-time buyers to those with complex income or previous credit issues, we help clients that banks sometimes can’t.

Stress-Free Process – we handle the paperwork, lender negotiations, and jargon so you don’t have to.

Flexible Appointments – whether you prefer a face-to-face meeting at home, a phone call, or an online consultation, we work around your schedule — including evenings and weekends.

At AIMS-NI, our advice is always client-first, never lender-first. That means our only priority is finding the right solution for you.

Our Mortgage Services in Coleraine

Whatever stage you’re at in your property journey, we’ve got you covered:

First-Time Buyer Mortgages: Buying your first home can feel overwhelming — but with our step-by-step guidance, you’ll feel confident at every stage. We’ll explain deposit requirements, government schemes, and the costs involved in plain, simple language.

Home Mover Mortgages: Whether you’re upsizing, downsizing, or relocating within the Causeway Coast, we’ll help you find the best deal for your next home while ensuring your move is as smooth as possible.

Remortgages: Thinking about switching lenders, reducing monthly payments, or releasing equity for renovations? We’ll compare deals across the market to make sure your remortgage saves you money and fits your goals.

Buy-to-Let Mortgages: For landlords and property investors in Coleraine, Portrush, and Portstewart, we offer specialist buy-to-let mortgage advice to maximise returns on your property portfolio.

Specialist Mortgages: If you’re self-employed, have irregular income, or have faced credit issues in the past, we’ll search for lenders who are more flexible and can offer you the right solution.

Secured Homeowner Loans: Need extra funds for home improvements, consolidating debt, or a major purchase? We can arrange secured homeowner loans without the need to remortgage.

With AIMS-NI, no client is ever “too complex.” We pride ourselves on finding solutions where others say no.

Protecting Your Home, Income & Family

A mortgage is only one part of your financial wellbeing. At AIMS-NI, we go further by helping you safeguard your home and family with tailored protection solutions:

Mortgage Protection & Life Insurance: Protect your family and ensure your mortgage is paid in the event of unexpected illness or death. We work with leading UK insurers to create a policy that fits your needs and budget.

Buildings & Contents Insurance: Your home is likely your most valuable asset. We’ll make sure it’s covered — along with your belongings — with competitive, whole-of-market insurance options.

Income Protection & Critical Illness Cover: If an accident or illness prevents you from working, income protection ensures your bills and mortgage are still taken care of, giving you peace of mind.

Secured Homeowner Loans: Instead of remortgaging, you can raise additional funds secured against your property. Perfect for large expenses like extensions, renovations, or paying off high-interest debts.

Our protection advice is completely independent — so you’ll always get the right cover at the best price.

Our Hassle-Free 4-Step Mortgage Process

Free, No-Obligation Consultation: We start with a friendly chat to understand your goals, budget, and unique circumstances. There’s no pressure to proceed — just helpful advice.

Whole-of-Market Mortgage Search: Using our access to thousands of mortgage products, we’ll find the best deal tailored specifically to your situation.

Application Support: From filling in forms to handling lender queries, we manage the paperwork and keep you informed at every step.

Completion & Ongoing Advice: Once your mortgage is secured, we don’t disappear. Our team is here for you if you need advice in the future — whether it’s a remortgage, protection, or simply a question.

With AIMS-NI, your mortgage journey is clear, straightforward, and stress-free.

Speak to a Mortgage Broker in Coleraine Today

If you’re ready to take the next step toward your new home, remortgage, or investment, AIMS-NI is here to help. Our team of friendly advisers is passionate about helping people in Coleraine and the wider Causeway Coast region find the perfect mortgage.

Don’t leave your mortgage to chance. Contact AIMS-NI today and let Coleraine’s trusted mortgage experts guide you to the right solution.

Frequently Asked Questions (FAQs)

Do you charge for mortgage advice in Coleraine?

No — your initial consultation with AIMS-NI is completely free. If a fee applies later in the process, we’ll explain it upfront so there are no surprises.

Can you help if I’ve been declined by my bank?

Absolutely. Many of our clients come to us after being turned down elsewhere. As whole-of-market brokers, we work with specialist lenders who often say yes when banks say no.

What documents will I need for a mortgage application?

You’ll usually need proof of ID, proof of address, recent bank statements, and income documents (such as payslips or self-employed accounts). We’ll give you a full checklist and guide you through it.

How long does the mortgage process take in Coleraine?

On average, a mortgage application can take between 2–6 weeks depending on your circumstances and the lender. We’ll do everything possible to keep things moving quickly.

Mortgage Brokers Coleraine

Disclaimer

A MORTGAGE IS A LOAN SECURED AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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